Short version: Frank works alongside your bookkeeper rather than replacing them. Frank is closer to a CFO layer sitting on top of your existing bookkeeping.

Frank reads your bank feeds, your accounting system, your payroll, and Stripe, then tells you what those numbers mean. Your cash position today. Where it's heading over the next few months. Anything that looks off. The patterns you'd otherwise only notice long after they mattered.

That's a different job from bookkeeping. Bookkeeping is about getting the record right. Frank is about understanding the record and deciding what to do next.

Frank's automated bookkeeping pushes categorized transactions straight into QuickBooks or Xero. That removes a real chunk of the repetitive data entry your bookkeeper would normally work through by hand each month.

So in practice, some clients do end up needing less bookkeeper time. Usually, it's the routine transaction entry that shrinks rather than the whole relationship.

For how to set this up, see How to Use Auto Reconciliation in Frank.

Taxes. Complex reconciliations. Year-end work. Anything that needs a judgment call about how a transaction should be treated. Frank will often raise the question, but a bookkeeper or accountant is who you want to answer it.

It depends on what your bookkeeper actually does for you day-to-day. If most of their hours go on categorizing and posting transactions, expect that to drop once Frank is running.

If they're handling tax prep, payroll compliance, and the messier reconciliation work, keep them.

The more useful conversation is what your bookkeeper should be spending their time on now. How to Introduce Frank to Your Bookkeeper has a template email and a way to get them across to Frank early.

Frank adds a CFO layer to your existing bookkeeping and reduces manual entry by automating bookkeeping in QuickBooks or Xero. Most clients keep their bookkeeper and use them in different ways. Tax, reconciliation, and judgment calls still need a human.